Auto Insurance
For everyday vehicles, one-of-a-kind collector cars and everything in between
Notable auto coverage features
Flexible payment options
If your vehicle is a total loss, the base policy includes coverage to reimburse you for the actual cash value of your vehicle. Or you can purchase optional coverage to be reimbursed for the vehicle’s original purchase price or set an agreed value on your policy.
If your vehicle is a total loss, the base policy includes coverage to reimburse you for the actual cash value of your vehicle. Or you can purchase optional coverage to be reimbursed for the vehicle’s original purchase price or set an agreed value on your policy.
Original replacement parts
If your vehicle needs repairs, we can help locate a nearby repair shop, and we’ll pay for them to use original equipment manufacturers’ (OEM) parts, in most cases.
If your vehicle needs repairs, we can help locate a nearby repair shop, and we’ll pay for them to use original equipment manufacturers’ (OEM) parts, in most cases.
Protection from uninsured drivers
If you are injured in an accident caused by a driver who has no insurance or not enough insurance, your policy can help to reimburse you for the damages you are unable to recover, up to your coverage limits. And, you can purchase additional uninsured motorist coverage through PURE’s personal excess liability policy.
If you are injured in an accident caused by a driver who has no insurance or not enough insurance, your policy can help to reimburse you for the damages you are unable to recover, up to your coverage limits. And, you can purchase additional uninsured motorist coverage through PURE’s personal excess liability policy.
Accident and minor ticket forgiveness
You can add this optional coverage to ensure your premium will not increase at renewal due to your first at-fault accident or minor ticket infraction.
You can add this optional coverage to ensure your premium will not increase at renewal due to your first at-fault accident or minor ticket infraction.
Coverage for a replacement vehicle while yours is being repaired
This optional coverage provides up to $15,000 for a comparable replacement vehicle. For added convenience, we can even have the replacement vehicle brought to you.
This optional coverage provides up to $15,000 for a comparable replacement vehicle. For added convenience, we can even have the replacement vehicle brought to you.
Notable coverages for collector car enthusiasts
Unlimited mileage
For collector cars that are driven occasionally, we do not include an annual mileage limit.
For collector cars that are driven occasionally, we do not include an annual mileage limit.
Market value
If your collector car is a total loss, we will reimburse you for the agreed value listed on your policy. And, if we determine that the agreed value is insufficient, we will provide up to an additional 25% to account for appreciation.
If your collector car is a total loss, we will reimburse you for the agreed value listed on your policy. And, if we determine that the agreed value is insufficient, we will provide up to an additional 25% to account for appreciation.
Flexibility for newly acquired vehicles
If you purchase a new collector vehicle that is worth up to $1 million, you are automatically covered on your current policy for up to 30 days.
If you purchase a new collector vehicle that is worth up to $1 million, you are automatically covered on your current policy for up to 30 days.
Right to retain salvage
If your vehicle is a total loss, you have the option to keep it and receive a payment, with the actual cash value of the vehicle deducted.
If your vehicle is a total loss, you have the option to keep it and receive a payment, with the actual cash value of the vehicle deducted.
Thoughtful service, proactive support
Personalized, compassionate claims service
We want to help you return to normal as easily as possible following a car accident. Your adjuster can assist you by booking rental vehicles, locating repair facilities and reducing other administrative tasks.
We want to help you return to normal as easily as possible following a car accident. Your adjuster can assist you by booking rental vehicles, locating repair facilities and reducing other administrative tasks.
File claims directly from your smartphone
With our mobile app, you can file claims directly from your smartphone and receive repair estimates in as little as a few hours.
With our mobile app, you can file claims directly from your smartphone and receive repair estimates in as little as a few hours.
