Jewelry, Art & Collections Insurance
The standard of protection your valuables deserve
Notable jewelry, art & collections insurance coverage features
Flexible Coverage Options
Our policy allows you to choose between scheduled (itemized) coverage for items with known values, blanket coverage for a wider collection of lower-value items or a combination of both.
Worldwide Coverage
Rest assured knowing that your valuables are covered worldwide as you travel.
Protection Against Market Increases
If an item’s market value has surpassed your coverage amount at the time of a loss, we’ll pay up to 150% of the item’s scheduled value.1
Losses to Pairs and Sets
If part of a set, like a single earring, is lost or damaged, you can choose to repair or replace it or keep the remaining earring and be reimbursed for the difference in value. Or you could choose to surrender the remaining earring to us and receive the pair’s full value.
Coverage for New Items
Have peace of mind in knowing that you can take up to 90 days to schedule newly acquired items and still be covered.2
Vault Storage
Storing your valuables in a bank vault better protects them and helps to lower your premiums. We give you the flexibility to remove vault-stored items several times a year; simply let us know ahead of time.
1. Up to the coverage limit for the class to which the item belongs. 2. The newly acquired item must belong to a class of scheduled articles for which a coverage limit is shown on your policy, and you must pay the additional premium from the date of acquisition or possession.
Services to make your life easier
In-House, Fine Art Experts
The PURE Art Services team is a valuable resource to members with fine art collections. In addition to offering expert advice, emergency planning and claims adjusting, this team can assist with valuations, maintenance, loan coordination, legacy catalogs and other services.
Timely Settlements
Many of our property claims consist of relatively simple losses, like those involving lost or stolen jewelry. Our claims team uses a streamlined loss adjustment process, resulting in quicker settlement times for our members. Using new screening mechanisms, we can now employ a timely loss adjustment process that often allows us to settle a claim on the same day it’s reported or very shortly thereafter.
