Meet Your Risk Management Team
PURE Risk Managers are...
Experienced
With backgrounds in construction, building systems and risk assessment, our Risk Managers are trusted advisors who spend each day visiting members’ homes and looking for the kinds of issues that rarely make headlines, but often lead to claims.
Engaged
A typical visit includes a comprehensive PURE360 Risk Management Consultation®. During the visit, risk managers review key home details; evaluate systems such as plumbing, electrical and roofing; and look for early signs of wear, deferred maintenance or hidden risk.
Diligent
Just as importantly, risk managers verify that coverage accurately reflects the realities of the home, so there are no surprises if something does go wrong.
Why this work matters
Across the membership, homes that have received a PURE360 experience nearly 10% fewer claims on average than those that have not yet been visited. The reason for the difference lies not in the quality of the homes themselves, it is in the visibility gained through an in-person review. When risks are identified early, members can address small issues before they escalate. Coverage aligns more closely with actual exposure. If a loss does occur, claims tend to be smoother and less disruptive because the home has already been thoroughly understood.
Individually, a PURE360 might prevent a single water loss or fire. At scale, this w ork has a measurable impact. Each year, the PURE Risk Management team conducts thousands of PURE360 consultations, reaching nearly half of the membership over the past five years. The cumulative effect is a safer membership with less disruption. In addition, every loss prevented can help provide premium savings for the membership in the long run.
What members gain from a PURE 360
- Earlier identification of water, fire and maintenance- related risks
- Clear, tailored recommendations to reduce loss
- Coverage that more accurately reflects the home
- On average, fewer claims over time and smoother recoveries when claims do occur
The advantages of the PURE360
The PURE360 Risk Management Consultation reflects our proactive approach to insurance. Visiting members’ homes allows our team to build trusted relationships, verify key home details to support accurate coverage, identify maintenance issues before they become disruptive claims and provide tailored recommendations to reduce risk.